Home Improvement Archives - Page 19 of 33

The secret to saving on home improvements? Deduct HELOC interest

Posted on April 2, 2023 by

Home improvements can be costly. In fact, the typical homeowner spends around $6,000 annually just on repairs and maintenance, according to home insurance company Hippo. That’s not even including any updates or renovations you might want to make.

Fortunately, you may be able to offset those costs — at least a little — by using a home equity line of credit (HELOC) to pay for them.

Are you planning some home improvements this year? Here’s what to know about the HELOC tax deduction and how to take advantage of it.

Is HELOC interest tax deductible?

The interest you pay on

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15 Inspired Easter Tables & Entertaining Ideas

Posted on April 1, 2023 by

It is hard to believe that Easter is just around the corner. It seems like just yesterday I was taking down Christmas and here we are talking rabbits and chocolate eggs and all kinds of Easter whimsy and fun.

Even if your Easter celebrations are on the small side, you can set a pretty table, add a touch of whimsy and charm and enjoy a lovely home celebration. And today for Friday Favorites- it’s all about a round up of on the table ideas- from flowers to place setting touches to a few tried and true nibbles that are always

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Home improvement spending is up to 22%: How homeowners are paying

Posted on March 31, 2023 by

The best way to finance home improvements is to pay cash, but that’s not always an option. After all, home repairs and renovations aren’t cheap. The median amount homeowners spent on home improvements in 2022 was $22,000, according to a recent survey on home renovation trends by home design website Houzz. Even relatively contained projects can be costly: Bankrate says the average US homeowner spends about $8,600 on a new roof, and minor kitchen renovations can easily cost between $10,000 and $15,000. But with homeowners reluctant to give up the 3% mortgage rates they got during the pandemic housing boom, …

BBB report shows home improvement scams at top of 2022 list

Posted on March 31, 2023 by

The Better Business Bureau has released its list of the top scams reported in Canada in 2022, and home improvement scams have moved to the top of the list.

Reports of home improvement scams by Canadians increased by 51.2 per cent last year. People also lost more money to this type of scam, with a median dollar loss of $1,900, up 187.4 per cent from $661 in 2021.

“Home improvement scams rose from the #4 riskiest scam type reported by Canadians in 2021 to #1 in 2022,” says Simone Lis, President and CEO of BBB serving Mainland BC and the

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Vintage French Floral Painted Beds

Posted on March 30, 2023 by

Vintage French Floral Beds

A pair of darling beds in original delicious vintage green, covered in curves and delightful hand painted florals…I think obsessed might be the only way to sum them up.

The Story

I often redesign a room or space for a special project to change things up a bit & so am always on the lookout for unique pieces that speak to me. I am working on a special design that is much different in look and feel that is currently in the attic- and the vintage is more saturated color and details of these beds is

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Credit Score Requirements for Home Improvement Loans

Posted on March 29, 2023 by

NEW YORK, NY / ACCESSWIRE / March 28, 2023 / OneMain Financial: Homeowners use several forms of financing to make renovations or updates to their homes, including personal loans, home improvement loans, home equity loans, or a home equity line of credit. Each lender will have their own credit score requirements, and some may be more stringent than others.

Review this list of the most common types of home improvement loans for more details.

1. Home equity loans

While lenders often look for a credit score of at least 680 or higher to approve a standard home improvement loan, the

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growing daffodils in my garden

Posted on March 28, 2023 by

At this time of year, when I share pictures of the daffodils in my garden, in flowers all over the lawn, I always receive emails asking about how it works. So here are a few tips, sharing what I have learned over the years.

Why did I plant them in the lawn?

When we first moved to this house, the garden was pretty simple, and the only beds contained nothing but daffodils and snowdrops. I let them bloom our first spring here and then dug them all up and replanted them in the lawn. The snowdrops are planted beneath the

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How to pay for home improvements

Posted on March 27, 2023 by

gettyimages-571035731. jpg — A HELOC or home equity loan can help pay for major home improvements.

Getty Images

As the winter fades away and a new season begins, you might have more than just spring cleaning in mind; you also might be looking for more of a home refresh.

That can take the shape of making home improvements, home repairs and/or renovations. Doing so can help you enjoy your space more while also potentially increasing the value of your home.

Depending on the type of project and your local real estate market, you might be able to recover most, if not all, of

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