This story is part of Taxes 2023CNET’s coverage of the best tax software, tax tips and everything else you need to file your return and track your refund.
It’s not easy affording a home, even after you’ve made the down payment and started a mortgage. The average homeowner spends $15,405 on top of their mortgage each year, according to real-estate company Clever.

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All those expenses come with a silver lining, however — tax credits and deductions for your home that can lead to a bigger tax refund. For homeowners, learning as much as you can about your