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Credit Score Requirements for Home Improvement Loans

NEW YORK, NY / ACCESSWIRE / March 28, 2023 / OneMain Financial: Homeowners use several forms of financing to make renovations or updates to their homes, including personal loans, home improvement loans, home equity loans, or a home equity line of credit. Each lender will have their own credit score requirements, and some may be more stringent than others.

Review this list of the most common types of home improvement loans for more details.

1. Home equity loans

While lenders often look for a credit score of at least 680 or higher to approve a standard home improvement loan, the

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Collecting: Vintage Floral Dishes – French Country Cottage
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Collecting: Vintage Floral Dishes – French Country Cottage

Anyone else in the vintage dish collecting club? You know the one where you can’t walk by a pretty vintage dish without picking it up, contemplating bringing it home, setting it down and trying to walk away and then turning around to grab it before anyone else does? Yeah. I am right there with you in that club and did you know that I was once asked if I would trade several pieces of antique children’s furniture for 2 sets of antique china? You know I did.

So, I might even be in the running for being the presidents of

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3 Easy Ways to Dry Flowers for Decor
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3 Easy Ways to Dry Flowers for Decor

I’ve always been a flower girl. Whether it’s flowers for celebrating a special occasion or for designing a beautiful centerpiece, flowers always add a warm feeling to your home. And while I love fresh flowers as much as the next person, one of my favorite ways to use flowers in my decoration is by using dried flowers.

French Antique furniture with dried flowers

Dried flowers truly give a room personality and can add a vintage charm to your decor that can last for years. They are also low maintenance and easy to DIY. From hanging them up to dry naturally to speeding up the process with

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Should you get a home improvement loan from your contractor?

Using a general contractor who offers home improvement financing seems convenient, especially if they’re standing in your kitchen ready to start as soon as you pay them.

Contractors who offer loans usually work with third parties that specialize in home improvement financing. While there are benefits to the arrangement, even a highly recommended contractor may not give you financing that fits your needs, so it pays to shop around.

Here’s what to know about contractor financing options and alternatives to consider.

RATES ARE TIED TO CREDIT, NOT EQUITY

Many contractors offer unsecured personal loans, which don’t require you to have

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Grand Forks City Council members briefed on Gate City Bank Home Improvement Partnership Loan Program
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Grand Forks City Council members briefed on Gate City Bank Home Improvement Partnership Loan Program

Mar. 6—GRAND FORKS — City Council members were briefed Monday by Gate City Bank on the Home Improvement Partnership Loan Program.

Andrew Conlon, a senior community development planner with the city, said the program provides funds for qualifying homeowners to make improvements to their properties. Some of the criteria to qualify for the program are that the assessed value of a house needs to be $275,000 or less and everything will need to be zoned appropriately, as well as other credit-related prerequisites. The interest rates for the program this year range from 3% to 3.5%

Projects can be related to

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Amid inflation prices Americans turn to DIY home improvement projects
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Amid inflation prices Americans turn to DIY home improvement projects

As high home prices and mortgage rates force many homeowners to stay put rather than trade-ups, a whopping 90% of homeowners are looking to make their existing living space more comfortable this year, according to a new survey.

But as inflation continues to drive up material costs, many are turning to DIY projects to save money.

For example, while the consumer-price index, a measure of inflation, moderated to 6.4% in January from a year earlier, the cost of floor coverings rose 13.1%, and the prices of tools, hardware and supplies went up by 11.8 %, according to data released earlier

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