home improvement house

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Credit Score Requirements for Home Improvement Loans

NEW YORK, NY / ACCESSWIRE / March 28, 2023 / OneMain Financial: Homeowners use several forms of financing to make renovations or updates to their homes, including personal loans, home improvement loans, home equity loans, or a home equity line of credit. Each lender will have their own credit score requirements, and some may be more stringent than others.

Review this list of the most common types of home improvement loans for more details.

1. Home equity loans

While lenders often look for a credit score of at least 680 or higher to approve a standard home improvement loan, the

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growing daffodils in my garden
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growing daffodils in my garden

growing daffodils in my garden

At this time of year, when I share pictures of the daffodils in my garden, in flowers all over the lawn, I always receive emails asking about how it works. So here are a few tips, sharing what I have learned over the years.

growing daffodils in my garden

Why did I plant them in the lawn?

When we first moved to this house, the garden was pretty simple, and the only beds contained nothing but daffodils and snowdrops. I let them bloom our first spring here and then dug them all up and replanted them in the lawn. The snowdrops are planted beneath the

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Legendary Television Writer and Producer, Matt Williams, Launches Aspirational New Project, “Glimpses”

Published: Mar. 21, 2023 at 7:00 AM CDT|Updated: 3 hours ago

In his new multimedia project, “Glimpses,” the creator of “Home Improvement” and “Roseanne” looks to spark kindness, inspire hope, and celebrate goodness.

NEW YORK, March 21, 2023 /PRNewswire/ — Matt Williamsthe creator of the beloved television series “Roseanne” and “Home Improvement” has launched his newest project Glimpses: A Comedy Writer’s Take on Life, Love, and All That Spiritual Stuff. A multimedia project, Glimpses consists of a podcast series, essays, public readings, lectures, seminars, and a forthcoming book sharing the same title. The

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Should you get a home improvement loan from your contractor?

Using a general contractor who offers home improvement financing seems convenient, especially if they’re standing in your kitchen ready to start as soon as you pay them.

Contractors who offer loans usually work with third parties that specialize in home improvement financing. While there are benefits to the arrangement, even a highly recommended contractor may not give you financing that fits your needs, so it pays to shop around.

Here’s what to know about contractor financing options and alternatives to consider.

RATES ARE TIED TO CREDIT, NOT EQUITY

Many contractors offer unsecured personal loans, which don’t require you to have

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10 ways to add spring sunshine to your home in just a few minutes
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10 ways to add spring sunshine to your home in just a few minutes

It is March 1st and I am definitely thinking spring over here. Especially after the recent storms and damage that we are sorting now. We are staying out of the area currently because of storms and damage- so it’s all about today’s favorites and 10 simple, easy and quick ways to add a bit of spring warmth and sunshine to your home.

10 Ways to Add Spring Sunshine

#1. Clip a Few Branches

Adding spring to the house can be as easy as wandering outside to clip a few branches with blossoms from the yard. Though these are mostly just

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Are Home Improvement Loans Tax Deductible?
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Are Home Improvement Loans Tax Deductible?

Home improvement loans generally aren’t eligible for federal tax deductions, even when used for eligible renovations or property improvements. Unlike home equity loans, which can be tax deductible, home improvement loans are unsecured debt, rendering them ineligible for tax credits.

Home improvement loans vs. home equity loans

Although home improvement and home equity loans may sound similar on paper, and can be used for the same purpose, it’s important to understand the differences between the two categories.

If you turn to a home improvement loan to finance your next project rather than an equity loan, you can leave thousands of

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