Home Improvement

Grand Forks City Council members briefed on Gate City Bank Home Improvement Partnership Loan Program
Posted in

Grand Forks City Council members briefed on Gate City Bank Home Improvement Partnership Loan Program

Mar. 6—GRAND FORKS — City Council members were briefed Monday by Gate City Bank on the Home Improvement Partnership Loan Program.

Andrew Conlon, a senior community development planner with the city, said the program provides funds for qualifying homeowners to make improvements to their properties. Some of the criteria to qualify for the program are that the assessed value of a house needs to be $275,000 or less and everything will need to be zoned appropriately, as well as other credit-related prerequisites. The interest rates for the program this year range from 3% to 3.5%

Projects can be related to

…
Home Improvement Boom Is Over As Inflation, Debt, House Prices Bite
Posted in

Home Improvement Boom Is Over As Inflation, Debt, House Prices Bite

  • US home improvement surged during the pandemic as many people had spare cash and little to buy.
  • Home Depot warned the boom may be over as higher prices and borrowing costs squeeze consumers.
  • The retailer’s bosses expect lower demand to mean flat sales and an earnings decline this year.

American homeowners invested heavily in renovating and expanding their dwellings over the past three years. Here’s a closer look at the US home improvement boom, and why

…
Amid inflation prices Americans turn to DIY home improvement projects
Posted in

Amid inflation prices Americans turn to DIY home improvement projects

As high home prices and mortgage rates force many homeowners to stay put rather than trade-ups, a whopping 90% of homeowners are looking to make their existing living space more comfortable this year, according to a new survey.

But as inflation continues to drive up material costs, many are turning to DIY projects to save money.

For example, while the consumer-price index, a measure of inflation, moderated to 6.4% in January from a year earlier, the cost of floor coverings rose 13.1%, and the prices of tools, hardware and supplies went up by 11.8 %, according to data released earlier

…
How to find a contractor for your home improvement project | Home & Garden
Posted in

How to find a contractor for your home improvement project | Home & Garden

Embarking on any home improvement project can be intimidating — and even nerve-wracking. Many projects require a significant investment of time and money, and they can also impact your personal space.

Finding a contractor you trust is essential, but with so much information available to us today, where and how should you start?

Experts agree: Word-of-mouth recommendations and personal referrals are often a great option.

“The first thing I always tell people is to ask friends, family members, neighbors and people who might have had work done — people they trust and have personal relationships with,” says Gabriel Kienzle, president

…
The Ultimate Blend of Comfort and Style
Posted in

The Ultimate Blend of Comfort and Style

The Ultimate Blend of Comfort and Style

Luxury living isn’t just about appearances; it’s about how a space makes you feel. Promenade Peak perfectly balances comfort and style, creating a home where elegance meets everyday functionality. Every element, from architecture to interiors and amenities, is designed to make life seamless, relaxing, and visually inspiring. At Promenade Peak, residents experience a lifestyle where sophistication and comfort coexist effortlessly.

Design That Feels Effortless

Promenade Peak’s architecture combines clean lines, open layouts, and natural light to create spaces that feel both expansive and welcoming. The design avoids unnecessary complexity, focusing instead on balance and flow. Every structural choice enhances …

10 ways to add spring sunshine to your home in just a few minutes
Posted in

10 ways to add spring sunshine to your home in just a few minutes

It is March 1st and I am definitely thinking spring over here. Especially after the recent storms and damage that we are sorting now. We are staying out of the area currently because of storms and damage- so it’s all about today’s favorites and 10 simple, easy and quick ways to add a bit of spring warmth and sunshine to your home.

10 Ways to Add Spring Sunshine

#1. Clip a Few Branches

Adding spring to the house can be as easy as wandering outside to clip a few branches with blossoms from the yard. Though these are mostly just

…
Are Home Improvement Loans Tax Deductible?
Posted in

Are Home Improvement Loans Tax Deductible?

Home improvement loans generally aren’t eligible for federal tax deductions, even when used for eligible renovations or property improvements. Unlike home equity loans, which can be tax deductible, home improvement loans are unsecured debt, rendering them ineligible for tax credits.

Home improvement loans vs. home equity loans

Although home improvement and home equity loans may sound similar on paper, and can be used for the same purpose, it’s important to understand the differences between the two categories.

If you turn to a home improvement loan to finance your next project rather than an equity loan, you can leave thousands of

…
Treasure Hunt- Antique French Mirror
Posted in

Treasure Hunt- Antique French Mirror

Another day… another treasure hunt. This time, it was a gorgeous large antique mirror that stopped me in my tracks.

Treasure Hunt- Antique French Mirror

Antique French Mirror

I have to stop browsing marketplaces. It almost always leads to me saving things and showing my husband something else that we should go pick up. Which, I am okay with. I honestly save a lot more things than I ever asked about or decided to pursue. So, kind of like window shopping right? Just getting ideas and inspiration for decor changes, etc. Unless I find something like this mirror.

Vintage Shopping

It was early in the

…